E
Eduardo S.
Verified Borrower
I can't say enough good things about what he does and how he does it. First class all the way!
Christopher Collins · April 2026
Essex Mortgage Reviews
4.89 out of 5 stars from 7,213+ verified borrowers · NMLS #70377
4.89Google
Facebook
7,213 verified borrower reviews
4.77
NPS
72
5.0
Surveys
4.91
From 1986 to Today
Hailing from Essex, England, Roland Weedon founded Essex Mortgage in 1986. With a background in education, Roland remained adamant that educating the client would be the company's #1 priority. Today, Roland still holds to the fact that an educated client is best equipped to make decisions in their best interest — whether they're a first-time homebuyer in Florida, refinancing in California, or purchasing an investment property in Arizona.
From our corporate headquarters in Ocala, Florida and branch offices in Laguna Niguel, California, Essex Mortgage serves borrowers across 26 states. We offer Conventional, FHA, USDA, Jumbo, Reverse Mortgage, and Down Payment Assistance home loans — each matched to the borrower's financial goals by our experienced licensed loan officers.
Some of our employees have been with us 5, 10, and even 20+ years. Their dedication shows in every interaction — doing what's best for the borrower, not our bottom line. That commitment has earned Essex Mortgage a 4.89-star rating from more than 7,200 verified borrowers.
38+
Years
7,213+
Reviews
14+
Loan Officers
96%
5-Star
Rating Distribution
5 Star
96%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
1%
Google4.77 / 5 (1K+)
Net Promoter Score72 out of 100
Facebook5.0 / 5 (61)
Post-Closing Surveys4.91 / 5 (5.8K)
Our Loan Officers
Christopher Collins
Branch Manager · NMLS #900336
4.88(297)
Keith Murphy
Branch Manager · NMLS #330827
4.98(410)
Steven J Soriano
Branch Manager · NMLS #263934
4.98(311)
Glenn Daly
Loan Officer · NMLS #239978
4.98(254)
Greg McAree
Regional Manager · NMLS #282920
4.89(192)
Justin Abreu
Branch Manager · NMLS #1135626
4.73(159)
Eric Elovski
Executive Vice President · NMLS #288343
4.84(132)
Eric Esposito
Loan Officer · NMLS #1223130
4.98(56)
Maria Villegas
Loan Officer · NMLS #2421561
4.90+
Michelle Hernandez
Loan Officer · NMLS #984558
4.90+
Mike Walker
Loan Officer · NMLS #328862
4.85(9)
David Pebley
Retention Loan Officer · NMLS #997634
4.92(4)
Where We Serve
Essex Mortgage is licensed in 26 states and serves borrowers from our headquarters in Ocala, Florida and branch offices in Laguna Niguel, California. Our loan officers provide Conventional, FHA, USDA, Jumbo, Reverse Mortgage, and Down Payment Assistance home loans across the following states.
FL
Florida
CA
California
GA
Georgia
AZ
Arizona
NV
Nevada
WA
Washington
ME
Maine
AL
Alabama
MD
Maryland
TN
Tennessee
CO
Colorado
TX
Texas
VA
Virginia
NC
North Carolina
OR
Oregon
NJ
New Jersey
PA
Pennsylvania
OH
Ohio
MI
Michigan
IL
Illinois
SC
South Carolina
IN
Indiana
MO
Missouri
KY
Kentucky
CT
Connecticut
WI
Wisconsin
Don't see your state? Call (888) 892-4070 — Essex Mortgage is actively expanding. Verify licensing at nmlsconsumeraccess.org. NMLS #70377.
Home Loan Options Across America
FHA Loans for First-Time Buyers
FHA home loans feature down payments as low as 3.5% — ideal for first-time homebuyers in Florida, Georgia, Alabama, Tennessee, and other states where Essex is licensed. Our loan officers help borrowers navigate FHA requirements including credit score minimums, debt-to-income ratios, and property appraisal standards.
Explore FHA loan options →Conventional Loans Nationwide
Conventional home loans offer competitive rates for borrowers with strong credit across all 26 states Essex serves. From single-family homes in California's Orange County to investment properties in Arizona and Nevada, conventional loans remain the most popular choice for qualified buyers.
Explore Conventional loans →Jumbo Loans for High-Value Properties
Jumbo home loans finance properties above conforming loan limits — essential in high-cost markets like Laguna Niguel and Orange County, California; Scottsdale, Arizona; and the greater Washington, D.C. metro area including Maryland and Virginia.
Explore Jumbo loans →USDA Loans for Rural & Suburban Homes
USDA home loans offer zero down payment for eligible properties in rural and suburban areas — a strong option in states like Alabama, Tennessee, Kentucky, Indiana, and parts of Florida and Georgia. Essex Mortgage helps borrowers determine USDA eligibility based on property location and household income.
Explore USDA loans →Refinancing Across All Markets
Whether you're lowering your monthly payment in California, accessing home equity in Florida, or shortening your loan term in Nevada, Essex Mortgage offers rate-and-term and cash-out refinancing across all 26 licensed states.
Explore refinance options →Down Payment Assistance Programs
Down payment assistance programs vary by state and municipality. Essex Mortgage loan officers stay current on DPA programs in Florida, California, Georgia, Texas, and other markets — connecting qualified borrowers with grants, forgivable loans, and employer-assisted programs.
Explore DPA programs →Verified Borrower Reviews
R
Richard H.
Murrieta, CA
Eric is the best. He made the entire home equity process smooth and straightforward.
Eric Esposito · March 2026
L
Lawrence B.
Prescott, AZ
Steve handled every aspect of the loan process efficiently and kept me informed at all times.
Steven J Soriano · March 2026
R
Robin J.
Verified Borrower
The team at Essex made the entire mortgage process feel effortless. Communication was excellent throughout.
Essex Mortgage · March 2026
C
Carlos M.
Verified Borrower
Glenn was incredibly patient and knowledgeable. He walked us through every option and helped us find the perfect loan.
Glenn Daly · March 2026
T
Teresa A.
Verified Borrower
Keith Murphy and his team went above and beyond. From pre-approval to closing, completely seamless.
Keith Murphy · February 2026
See Why 96% of Borrowers Rate Us 5 Stars
How to Get Started
Getting a home loan with Essex Mortgage is straightforward. Our loan officers handle the heavy lifting so you can focus on finding your home.
- 1Choose your loan officer. Browse profiles above, read verified reviews, and pick the professional who fits your needs.
- 2Consultation & application. Your loan officer reviews your finances, recommends the best loan product, and helps you apply online or by phone.
- 3Processing & underwriting. Essex handles title, appraisal, and underwriting while keeping you informed every step.
- 4Close & move in. Sign your documents and get the keys. Your loan officer ensures a smooth, on-time closing.
Start Your Home Loan
Connect with an experienced loan officer today. No obligation.
Find a Loan Officer →Call (888) 892-4070NMLS #70377 · Equal Housing Lender
Frequently Asked Questions
Ready to Start Your Home Loan?
Connect with an experienced loan officer for personalized guidance.