E
Eduardo S.
Verified Borrower
I can't say enough good things about what he does and how he does it. First class all the way!
March 2026
Christopher Collins
Regional Manager · NMLS #900336 · Essex Mortgage
Christopher Collins
Regional Manager · NMLS #900336 · Laguna Niguel, CA
4.88
297 verified reviews
SpecialtiesConventionalFHAJumboRefinance
About Christopher Collins
Christopher Collins brings a rare combination of legal, financial, and lending expertise to mortgage origination. Early in his career, he worked extensively with consumers facing bankruptcy and significant financial hardship, guiding them through complex financial situations and helping them rebuild.
This hands-on experience taught him how to evaluate financial situations holistically — not just on paper, but in real life. Christopher is licensed in approximately 26 states and works with referral partners nationwide. His mission is simple: provide clear guidance, honest answers, and reliable outcomes.
Christopher has been a Regional Manager at Essex Mortgage since 2018 and has been in the mortgage industry since 2008. He offers Conventional, FHA, Jumbo, and refinance home loans from his office in Laguna Niguel, California.
297
Reviews
93%
5-Star
26
States
18+
Years Exp.
Areas Christopher Serves
Based in Laguna Niguel, Orange County, California, Christopher serves borrowers throughout South Orange County — including Dana Point, San Juan Capistrano, Mission Viejo, Aliso Viejo, and Irvine — as well as borrowers nationwide across approximately 26 states.
Recent borrowers have worked with Christopher from Henderson, NV · Palmdale, CA · Austell, GA · Kimberly, AL · Ijamsville, MD · Harriman, TN · Murrieta, CA and other locations across the country.
Not sure if Christopher covers your area? Call (714) 319-6410 →Rating Distribution
5 Star
93%
4 Star
6%
3 Star
0%
2 Star
0%
1 Star
1%
Google4.88 / 5
Post-Closing Surveys4.88 / 5
Total Reviews297
Verified Borrower Reviews
N
Nelson G.
Henderson, NV
Very helpful. We are grateful that he made time after office hours to ensure we understood every detail of our loan.
February 2026
A
Alix A.
Austell, GA
Great experience working with Chris on my refinance. He made the process easy and kept me informed every step of the way.
February 2026
M
Maria M.
Palmdale, CA
Great, fast, and easy experience with our recent refinancing with Chris. Thank you.
February 2026
E
Easton G.
Kimberly, AL
Chris was great and easy to talk to. He explained things very thoroughly and was very kind throughout the entire process.
February 2026
C
Carl W.
Harriman, TN
Chris made the whole process simple and stress-free. Highly recommend him to anyone looking for a mortgage.
February 2026
See Why 93% of Borrowers Rate Christopher 5 Stars
Frequently Asked Questions
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