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Christopher Collins

Regional Manager · NMLS #900336 · Essex Mortgage

Christopher Collins
Regional Manager · NMLS #900336 · Laguna Niguel, CA
4.87119 verified reviews
Call (714) 319-6410Apply with Christopher
SPECIALTIESConventionalFHAJumboRefinance

About Christopher Collins

Christopher Collins brings a rare combination of legal, financial, and lending expertise to mortgage origination. Early in his career, he worked extensively with consumers facing bankruptcy and significant financial hardship, guiding them through complex financial situations and helping them rebuild.

This hands-on experience taught him how to evaluate financial situations holistically — not just on paper, but in real life. Christopher is licensed in approximately 26 states and works with referral partners nationwide. His mission is simple: provide clear guidance, honest answers, and reliable outcomes.

Christopher has been a Regional Manager at Essex Mortgage since 2018 and has been in the mortgage industry since 2008. He offers Conventional, FHA, Jumbo, and refinance home loans from his office in Laguna Niguel, California.

119
REVIEWS
92%
5-STAR
18
STATES
10+
YEARS EXP.

AREAS CHRISTOPHER SERVES

Based in Laguna Niguel, Orange County, California, Christopher serves borrowers throughout South Orange County — including Dana Point, San Juan Capistrano, Mission Viejo, Aliso Viejo, and Irvine — as well as borrowers nationwide across approximately 26 states.

Recent borrowers have worked with Christopher from Henderson, NV · Palmdale, CA · Austell, GA · Kimberly, AL · Ijamsville, MD · Harriman, TN · Murrieta, CA and other locations across the country.

Not sure if Christopher covers your area? Call (714) 319-6410 →

Contact Christopher
DIRECT LINE
(714) 319-6410
OFFICE
30101 Town Center Dr., Suite 207 Laguna Niguel , CA 92677
WEBSITE
essexmortgage.com
Call (714) 319-6410Apply with Christopher

Rating Distribution

5 Star92%
4 Star6%
3 Star0%
2 Star0%
1 Star2%
Google4.88 / 5
Post-Closing Surveys4.87 / 5
Total Reviews119

Verified Borrower Reviews

See Why 92% of Borrowers Rate Christopher 5 Stars

Frequently Asked Questions

Christopher Collins is rated 4.87 out of 5 stars from 119 verified borrower reviews. 92% of his borrowers rate him 5 stars. He is a Regional Manager at Essex Mortgage. NMLS #900336.
30101 Town Center Dr., Suite 207, Laguna Niguel, CA 92677. Licensed in approximately 26 states. Call (714) 319-6410.
Conventional, FHA, Jumbo, and refinance home loans through Essex Mortgage. He specializes in guiding borrowers through complex financial situations.
Call (714) 319-6410 directly. Office: 30101 Town Center Dr., Suite 207, Laguna Niguel, CA 92677. Or visit essexmortgage.com.
Yes. NMLS #900336. Licensed Regional Manager at Essex Mortgage in approximately 26 states. Verify at nmlsconsumeraccess.org.
Christopher Collins at Essex Mortgage holds a 4.87/5 rating from 119 verified borrowers, with 92% giving 5 stars. In the industry since 2008. NMLS #900336. Call (714) 319-6410.
Yes. Based in Laguna Niguel, CA and licensed in approximately 26 states. Serves borrowers throughout California and nationwide. Call (714) 319-6410.
Christopher Collins at Essex Mortgage in Laguna Niguel holds a 4.87/5 rating from 119 verified borrowers. He has served Orange County homebuyers and refinancers since 2008. NMLS #900336. Call (714) 319-6410.
Christopher Collins serves Laguna Niguel, Dana Point, San Juan Capistrano, Mission Viejo, Aliso Viejo, Irvine, and all of South Orange County. Rated 4.87/5 by 119 borrowers. Call (714) 319-6410.
Yes. Christopher specializes in rate-and-term and cash-out refinancing. Recent borrowers in Palmdale CA, Henderson NV, and Murrieta CA rated their refinance experience 5 out of 5 stars. Call (714) 319-6410.
Yes. Christopher's background in financial counseling makes him especially effective with first-time buyers. He offers FHA loans with down payments as low as 3.5%. Call (714) 319-6410.

Ready to Work with Christopher?

Get personalized mortgage guidance from a loan officer rated 4.87 stars by 119 borrowers.