I have been assisting prospective new buyers finance the home of their dreams for over 25 years. I have proudly maintained my relationships throughout the years, assisted hundreds of happy customers improve their overall financial well being. I care about investing in my clientele and look to earn their trust in becoming their “lender for life.” I lend in the community I have lived in and have vast experience in the East Bay, the Sacramento Basin, and Central California.

Fluent in Spanish, i am an expert in all elements of conventional, government, “Jumbo” and non-conventional residential loan products. I specialize in down payment assistance programs, and guide my customers and realtors in finding solutions to ensure that they are aware of, and prepared to take advantage of all the opportunities available to them as they navigate through the often confusing process of home ownership.

My goal is to “close on time, every time” and provide constant and useful communication to educate my partners in every transaction, while making sure my borrowers get the best deals available for their qualifications.

I care about my clients who put their faith in me, and I maintain life long relationships that i am very proud of. I am a youth soccer and basketball coach, love the outdoors, and play an active role on the Parish Council and the liturgy group for my local church