John Hulkow

John Hulkow photo

Loan Officer

NMLS# 1608359

Licensed in: CA

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Office: 916.351.8198 x431

Cell: 916.633.3277

604 Sutter St., Ste 120
Folsom, CA 95630


John’s years in the military serving our country have prepared him to become one or our top loan officers. His attention to detail separates him from others in the industry. John takes the time with each borrower to educate and advise on the many different loan options available based on the financial needs of his clients. He is familiar with all mortgage guidelines and continues to educate himself on any changes or updates to ensure his borrowers have a smooth experience throughout the process of obtaining a home loan.