Jesse Hinaman

Jesse Hinaman photo

Loan Officer

NMLS# 1411475

Licensed in: CA

Go to Application

Office: (916) 351-8198 x433

Cell: (916) 934-3457

Fax: (866) 621-9896

604 Sutter St., Ste 120
Folsom, CA 95630


Having fallen in love with real estate early on as the son of a General Contractor, it’s no wonder my fascination for homes, and all things real estate have led me steadfast into this industry.

I graduated from Sacramento State with a Bachelor’s in Business Real Estate, Construction Management, and a minor in Economics. I began working in the real estate industry nearly a decade ago, and understand whole-heartedly the many intricacies of the mortgage lending industry, both on a personal and professional level. I grew up in the Bay Area, but have been a resident of the Sacramento region for 14 years. I now live in El Dorado Hills with my beautiful family; of which, are my two school-aged boys that keep me busy with coaching T-ball, basketball, soccer, and staying active in the community.

I have devoted myself to maintaining a deep understanding of the mortgage sector, its correlation with the financial sector, and regulatory agencies. As a licensed mortgage advisor, it is my fiduciary responsibility to provide my clients the highest level of service, knowledge, integrity, and guidance throughout the mortgage process. It is far more than just my obligation, but is my absolute pleasure to empower my clients to realize the dream of home ownership and turn it into a reality. Most importantly, I believe in building a long term relationship that encompasses far more than only the current mortgage transaction; I want my clients to know they can confidently rely on me with all of their questions and needs in any phase of home ownership.


Matt and Melissa Keyser
Past Clients

My husband and I recently had to relocate to Sacramento from Sonoma County, and Jesse was recommended to us by our realtor. We were already stressed about having to move to a new city, but working with Jesse made the process easier. In the past, we have had issues with brokers having poor communication and not giving us all the details. In our initial conversation with Jesse, we explained our concerns and detailed how we expected regular updates and prompt responses. He more than exceeded our expectations, keeping us updated every step of the way, was happy to answer our questions, and was always SUPER fast at getting back to us. Plus, he was super friendly and personable for the whole process. He even checked in with us AFTER we closed and wanted to know how we were settling in- something none of our other brokers had ever done before. This made me feel like we were working with someone who actually cared about us as people, not just the financial figures on our statements. I can't recommend Jesse enough, and if we need to refinance or buy again in the future, we will be sure to use him as our loan officer.