For almost a decade I have been the go-to mortgage loan officer for thousands of satisfied clients and Realtors in Northern California and across the country. While the mortgage industry is much different today than it was when I started, my philosophy remains the same: to treat each client like I’m going to be working with them for life and not just on one mortgage. I have had the opportunity to work with a variety of homeowners from first-time buyers to growing families who need more space to those downsizing in their later years. I am frequently asked to handle refinances from prior customers because they know that I am up-to-date on the dozens of loan programs available. My goal is to educate my clients about different mortgage options so that they can make informed decisions, giving them the best financing tailored to their specific needs! It’s all about making the mortgage process an easy & seamless one every time. Essex Mortgage provides local, in-house processing, underwriting, and closing to help insure this result for my customers. In the last eight plus years, I have helped thousands of families purchase or refinance their home. Let me put my experience to work for you!